utu Tax Free Card is a specially designed card that aims to give you more on your tax-free shopping in 19 European countries. In Europe, tax-free operators usually charge high foreign exchange fees (typically between 5-8% of the refund amount) when they refund you in your home currency. utu Tax Free Card ensures you do not get charged with these high fees and instead, returns more to you.
The 5% upsize is applicable only when you choose a non-EU (€) issued payment card to receive your tax refund.